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Fire & Water - Cleanup & Restoration

How Might Changes for Mold Coverage Affect Your Business?

1/20/2020 (Permalink)

Mold  growth behind drywall Mold damage in Griffin, FL

In general, mold insurance claims for property damage and for illnesses have become more restrictive in recent years. As a business owner, it's important that you understand what your policy covers when it comes to mold damage. Many general liability policies seek to specifically exclude a wide variety of damage claims caused by mold. This doesn't mean that coverage is not available, or that it has completely gone away, just that the conditions for a successful mold claim have been greatly reduced.

Steps To Take To Protect Your Business

There are still many things you can do to protect your business from mold exposure in Griffin, FL. Becoming informed and thinking outside the box are always good strategies. Consider these options for a comprehensive approach to defeat mold growth:

  • Talk regularly with your insurance agent
  • Shop for different types of coverage with new companies
  • Look over your policy each year for changes
  • Consider paying a higher premium to get better results for mold insurance claims
  • Understand the limits to a mold claim

You can also be proactive in preventing mold from being a problem in your place of work. Mold thrives in areas of high humidity or places where water leaks have occurred. By educating workers and custodians, you might be able to prevent an outbreak of mold.

Actions To Consider if Mold Is Found

A successful mold remediation process starts by calling in a local mold mitigation company. They will arrive on the scene quickly and begin the inspection process right away. With a mold claim, it's crucial to act with speed, as mold can spread throughout a building in two or three days. A fast response means less cleanup and fewer damaged materials, all of which can reduce the dollar level of mold insurance claims. Not only will a professional mold cleanup restore mold to normal, natural levels, but it may also reduce the likelihood of additional mold growth in your building.

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