4 Steps for Handling a Flood Claim
Four Tips For Handling A Claim After A Storm Or Flood
Heavy storms and major floods can cause tremendous damage to your home in Lakeland, FL, and filing a claim and waiting for a home adjuster can be an intimidating process. Knowing what to do after a major disaster makes the process easier and increases the chances that your claim is processed quickly and without issue.
1. Contact Your Insurance
Call your insurance company and verify that your damage is covered under your policy. Find out how much time you have for filing the claim and figure out what information is needed from you.
2. Make Temporary Repairs
Waiting too long to make repairs can make the situation worse, especially when it comes to water damage. Calling a professional water damage and cleanup service ensures the repairs are done correctly and quickly. Waiting can be your worst enemy; if damage intensifies because you neglected to make a temporary repair, your insurance provider could deny your insurance claim.
3. Gather Documents
Collect all receipts related to temporary repairs and make a complete list of all items damaged or destroyed during the flood. Gather documents that show the cost of what you paid for each item. Do not discard any of your damaged items until after the home adjuster has visited, if possible. If you must remove the items from your home, take photographs and videos of the damage.
4. Keep Copies of Paperwork
Be sure to make copies of all the paperwork you submit to your insurance company and keep them for your records. Stay organized and keep these copies filed together with any additional paperwork so they can be referenced easily if there are any questions.
Dealing with water damage can be a major hassle, but staying organized and keeping good records helps the claims process. Making the process easy and uncomplicated for the home adjuster improves your chances of getting your claim approved quickly and without further question.